Your credit history North Platte

This website, www.annualcreditreport.com, was created four years ago and your credit history North Platte made into law at the request of the U.S. It utilizes financial and personal information from three major credit reporting companies, Equifax, Experian, and Transunion. Under this law, everyone is entitled to one free credit report per year. This right of every citizen to have access to their free credit report was created due to the increase in identity theft. Allowing individuals to check, your credit history North Platte rebuild, and fix their own credit is a valuable tool to stopping identity theft quickly.

Knowledge of what is happening without your permission is the major stumbling block to thieves intent on using your identity to rack up thousands of dollars on your credit. Freelance Writer in NC View profile To comment, please sign in to your Yahoo! free credit

View Your Free Annual Credit Report - Avoid Credit Repair Companies Platinum Author | 46 Articles By Adam VanBuskirk Before reading this article, please note that credit repair companies are different that credit counseling. If you are in dire need of repairing your your credit history North Platte credit, you may be thinking about using a credit repair company. In most cases, however, it is better to repair your credit by viewing your annual credit report, thus avoiding the help of repair companies. mycreditreport Below are some reasons that you your credit history North Platte should repair your own credit and avoid a credit repair company.

Many Employee Black Hat Tricks Many credit repair companies your credit history North Platte perform black hat tricks to boost your credit in the near term. These tricks can range from shady to downright fraudulent. Many companies will dispute everything on your credit report. Because the credit bureaus cannot respond to all of the disputes within the 30 day period required by law, they must remove the unverified information from your report. In the near term, this appears to be a good solution. Unfortunately, much of the your credit history North Platte information that was removed will eventually be verified and added back to your report. If you received any new credit during the time period that the valid items were not on your report, you could face legal issues. annualcreditreport.com Some firms have you establish a new identity by using an Employee Identification Number (EIN). By using the EIN (some agencies even suggest you use the EIN as a SSN), you can get a fresh start and begin building your new credit. Now you have taken on your credit history North Platte a new identity and received credit under false pretenses.